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Strategic Repositioning % /b Assurant Health can provide assistance as you reposition your company by: facilitating the movement of customers to our product lines, providing stop loss protection from claim risk and joining with you in ongoing marketing agreements. business home internet

Consumer Direct via Internet and Telemarketing % /b We can partner with you to offer Assurant Health products direct to your customer or employees with a minimum of structure required on your part. Our Partners Include:

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MetLife Lincoln Financial Advisors Thrivent Financial for Lutherans Western-Southern Financial Group American National Property and Casualty Company AXA based business home income

Contact: Tom Esser

, CLU, ChFC Vice President - National Accounts Business Development Assurant Health tom.esser@assurant.com * Insurance agents and agencies contact}Time Insurance or}North Star Marketing for information on Assurant Health. based business home internet

Assurant Health insurance: Tools available for a Health Insurance Agent Learn about the tools available for an Assurant Health Insurance Agent, including Assurant s Agent Sales Site. Time Insurance John Alden Company to Company Assurant

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Tools for You

As a valued agent, Assurant Health provides you with the tools you need to effectively sell our products. The Agent Sales Site* provides access to the health proposal software, marketing materials, communications and forms. This is a secured site - you will need a UserID and Password. based business home mlm

* This Web site is operated by Assurant Health and subject to our privacy policy and legal notice. business new opportunity

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| For Customers | For Agents | For Providers | Careers | Newsroom | My HSA Account best business home opportunity

John Alden Life Insurance Company information from Assurant Health Find John Alden Life Insurance company and product information from Assurant Health at assuranthealth.com. Current Agents Prospective Agents Time Insurance John Alden Company to Company John Alden Life Insurance Company

John Alden Life Insurance Company}/ North Star Marketing Reputations can either make you or break you. At North Star Marketing we have worked hard to earn our reputation of having the best agent support % both during and after the sale. Every call that comes into a local North Star Marketing office is answered by an experienced health insurance professional who is committed to helping you be successful. For more information on our services, please contact your local North Star Marketing office. business investment

Learn more about John Alden products offered by North Star Marketing. business home making money

About John Alden Life Insurance Company

Founded in 1961, John Alden Life Insurance Company has shown a lasting commitment to customers across the nation. On August 31, 1998, John Alden became a part of Milwaukee-based Assurant Health, creating one of the largest independent organizations in the United States exclusively serving the individual and small business insurance market. As an Assurant Health member company, John Alden Life Insurance Company is part of a long and stable company tradition. based business free home

For more than 100 years, Assurant Health s companies have}has provided a variety of insurance products to America% diverse communities, making it one of the leading health insurance organizations in the nation. Assurant Health s underwriting companies}offer individual, small group and specialty health insurance products. Our specialty medical products include a market-leading short term medical plan. In fact, Assurant Health s companies together are}the number one sellers of temporary health insurance in the U.S. business internet online

Time Insurance Company information from Assurant Health Learn about Assurant Health products offered by the Time Insurance company at assuranthealth.com. Current Agents Prospective Agents Time Insurance John Alden Company to Company Time Insurance

Time Insurance Company For more than 110 years, Time Insurance Company}has maintained a solid reputation for high quality products, financial stability and a commitment to the health insurance industry. The company offers Individual Medical and Small Group plans, which include Health Savings Accounts, Health Reimbursement Arrangements, }major medical plans as well as a lower cost major medical plans. The company is also the number one seller of temporary health insurance (Short Term) in the United States. best business opportunity

Your Time Regional Sales Director is a seasoned insurance professional, acting on your behalf as the critical link to Time Insurance Company}products and services. You can expect your RSD to provide . . . business computer home

% Professional training, including continuing education credit % Sales ideas % The latest revisions in products and home office procedures % Updates regarding legislative issues in your state % Quotes on all Time Insurance Company plans % Joint sales calls For information on how Time Insurance Company products can fulfill the health insurance needs of your clients, contact your local Regional Sales Director. business idea opportunity

Assurant Health Plan Information from assuranthealth.com Find Assurant Health plan information and ask an expert your insurance questions at assuranthealth.com. Physicians - NCQA Assurant Health Plan Information

Ask an Expert If you are interested in obtaining information on Assurant Health products, get a quote now or you can contact us. Written inquiries may be sent to Assurant Health, 501 West Michigan, PO Box 624, Milwaukee, WI 53201-0624. To reach us by phone, please call 1-800-800-1212. based business home online

Hours 7:30 a.m. to 10 p.m. CST, Monday through Friday If you are an existing Assurant Health customer, Hours 7:30 a.m. to 5 p.m. CST, Monday through Friday Assurant Health products are underwritten and issued by Time Insurance Company, Union Security Insurance Company, and John Alden Life Insurance Company. back to top ^ business federal opportunity

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Prescription Drug Plan: MedcoHealth Information Assurant Health customers can learn about MedcoHealth% prescription drug plan at assuranthealth.com. Physicians - NCQA Prescription Drug Plan

MedcoHealth Telephone Numbers} } Visit the Medco Web site* to find valuable prescription drug information and compare prescription drug costs. Pharmacy Assistance 1-800-922-1557 Union Security Insurance Company and Time Insurance Company Pharmacy Locator and Home Delivery Assistance 1-800-978- business home mlm opportunity

When visiting a MinuteClinic health care center, members enrolled with Assurant Health will receive in-network health care services. Assurant Health serves 1.1 million people across the U.S. % e are very pleased to be entering into this agreement with MinuteClinic, % said Jim Oatman, Assurant Health senior vice president and chief actuary. % roviding our customers with access to quality health care that is convenient for them is a priority for Assurant Health % and our partnership with MinuteClinic greatly expands the range of affordable and accessible options for sale.% /p business home idea internet

Assurant Health members can visit a MinuteClinic health care center in the following markets: Atlanta, Austin, Baltimore, Charlotte, Chattanooga, Chicago, Cleveland, Columbus, Dallas-Ft. Worth, Detroit, Hartford, Indianapolis, Jacksonville, Kansas City, Knoxville, Las Vegas, Minneapolis-St. Paul, Nashville, Northern New Jersey, the New York City metropolitan area, Oklahoma City, Orlando, Phoenix, Raleigh/Durham, Seattle, South Florida, Southern Connecticut, Winston-Salem/Greensboro, the Maryland suburbs of Washington, D.C. and the Virginia Suburbs. based business from home

More than 45 insurance providers extend coverage to patients who visit MinuteClinic health care centers. % ur goal is to integrate simple health care solutions into consumers% lifestyles, % said Michael C. Howe, MinuteClinic chief executive officer. % y offering quality and convenient treatment that is covered by companies such as Assurant Health, we are helping to reduce costs and the time patients spend away from their families and the workplace.% business make money online

MinuteClinic health care centers are staffed by master% -prepared, board-certified nurse practitioners and physician assistants who specialize in family health care and are trained to diagnose and treat patients for common illnesses such as strep throat and ear, eye, sinus, bladder and bronchial infections. MinuteClinic also offers common vaccinations, such as influenza, tetanus, MMR, and Hepatitis A B. Practitioners work in collaboration with physicians and may prescribe medication when it is part of the treatment plan. base business home opportunity

MinuteClinic health care centers are open seven days a week, no appointment needs to be made in advance and visits typically take 10-15 minutes. MinuteClinic practitioners utilize nationally recognized medical protocols to diagnose and treat health conditions. With the patient% consent, treatment information is shared with his or her primary care physician to facilitate continuity of care. About MinuteClinic business magazine opportunity

Minneapolis-based MinuteClinic is a subsidiary of CVS Caremark Corporation (NYSE: CVS), the No. 1 provider of prescriptions and related health care services in the nation. MinuteClinic launched the first retail health care centers in the United States in 2000 and is the first provider to establish a national presence with 250 locations across the country. By creating a health care delivery model that responds to consumer demand, MinuteClinic makes access to high-quality medical treatment easier for more Americans. The company has generated nearly a million patient visits with a 99 percent customer satisfaction rating. A recognized leader in the patient-centric health care movement, MinuteClinic consistently brings innovation to the marketplace and sets new standards for clinical quality that exceed the national guidelines established for store-based clinics by the American Medical Association (AMA) and the American Academy of Family Physicians (AAFP). MinuteClinic is the first and only retail health care provider to receive accreditation from The Joint Commission, the national evaluation and certifying agency for nearly 15, 000 health care organizations and programs in the United States. For more information, visit www.MinuteClinic.com business make money

For additional information:

Peter Duckler 312-423-4930 pduckler@hlbcomm.com Media Contact: Brent Burkhardt/Nicole Atkinson TBC Public Relations for MinuteClinic (410)-986-1303/1317 bburkhardt@tbc.us / natkinson@tbc.us } business opportunity weblog

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?} Health Plans For Customers For Agents For Providers Careers Newsroom My HSA Account Press Release } College Graduates Receive Diploma, Lose Health Coverage Assurant Health Provides Offers Advice on Affordable Health Insurance Options business home income

If you% e looking for a different kind of gift for your new college grad that% more sensible (and much more affordable) than a flashy car, you may want to consider health insurance. In fact, concerned parents might make this their top priority if only they knew that, as soon as their sons or daughters doffed their caps and gowns, many of these grads were no longer protected against medical catastrophes. Unfortunately, many parents are unaware that some health insurance plans stop providing coverage to adult children, even if are living at home. Plus, they don% realize affordable, short-term medical insurance is readily available. business opportunity unique

% t% a shame that this lack of knowledge is putting so many young adults needlessly at risk, % said Heidi Hanstein, vice president for Assurant Health, which helped to pioneer the concept of short-term coverage. % % sure many parents and grads wouldn% take such a chance if they knew how easy it is to apply for and purchase temporary coverage.% /p business home job opportunity

This disturbing news is supported by two surveys conducted by Assurant Health.} Other findings included: business from home mlm

• Approximately 40 percent of parents mistakenly believed that adult children (ages 21 -24) living at home were covered under their health insurance plans. ameriplan business opportunity

• }20 percent of college parents have no idea when their health insurance will no longer cover their college-age children. business internet marketing

• Most believe that short-term health insurance for a healthy young adult costs more than $100/month; in fact, such policies generally cost around $50/month. business home legitimate

• 68 percent of the parents were not even aware of the availability of short-term health insurance. business home make money

These results are consistent with previous studies such as a report from the Commonwealth Fund that found nearly 40 percent of college graduates (and 50 percent of high school grads not attending college) are uninsured at some time during their first year after graduation. Typically, most adult children who are students will lose their coverage when they attain a certain age, graduate or are no longer attending school on a full-time basis. Since most of these new college graduates won% have coverage until after they have found a job, many find themselves falling through a gap in coverage. Companies such as Assurant Health can fill that gap with policies that usually cover periods ranging from one to twelve months, depending on the state and company. affiliate business opportunity

The enrollment process for such policies is simple and fast. Applicants can go online to answer a series of yes/no questions and coverage can begin the next day. Because temporary policies are usually designed to cover the unexpected, most do not include coverage for preventive care, physicals, immunizations, dental or eye care. Also, temporary policies generally do not cover pre-existing conditions.} business income opportunity

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